Vehicle Loans
Looking to get behind the wheel of a new or new-to-you car or truck? Macon-Bibb Employees CU offers low rates and flexible terms to help you enjoy the ride!
New/Current Year (Under 15,000 Miles)
Effective Date: October 18, 2023
| Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
|---|---|---|---|---|---|---|
| 36 Months | 5.25% | 5.25% | 5.69% | 13.15% | 15.15% | 17.00% |
| 48 Months | 5.40% | 5.40% | 5.89% | 13.40% | 15.40% | 17.50% |
| 60 Months | 5.40% | 5.40% | 6.00% | 13.60% | 15.90% | 17.90% |
| 66 Months | 5.50% | 5.50% | 7.35% | 12.10% | 16.15% | n/a |
| 72 Months | 5.75% | 5.75% | 8.10% | 12.35% | 16.40% | n/a |
| 84 Months | 6.50% | 6.50% | 9.00% | 13.90% | 16.90% | n/a |
| All rates are displayed with the APR (Annual Percentage Rate) | ||||||
Used: 1 & 2 Years
Effective Date: October 18, 2023
| Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
|---|---|---|---|---|---|---|
| 36 Months | 5.50% | 5.50% | 7.65% | 11.15% | 14.75% | 17.85% |
| 48 Months | 5.50% | 5.50% | 7.80% | 12.00% | 15.00% | 17.90% |
| 60 Months | 5.75% | 5.75% | 7.85% | 12.85% | 15.25% | 18.00% |
| 66 Months | 6.00% | 6.00% | 8.15% | 13.02% | 15.60% | n/a |
| 72 Months | 6.65% | 6.65% | 8.65% | 13.85% | 15.85% | n/a |
| All rates are displayed with the APR (Annual Percentage Rate) | ||||||
Used: 3 & 4 Years
Effective Date: October 18, 2023
| Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
|---|---|---|---|---|---|---|
| 36 Months | 6.75% | 6.85% | 9.10% | 10.90% | 17.00% | 17.90% |
| 48 Months | 7.05% | 7.15% | 9.30% | 11.10% | 17.25% | 17.90% |
| 60 Months | 7.25% | 8.65% | 9.85% | 11.35% | 17.85% | 18.00% |
| 66 Months | 7.75% | 9.15% | 10.00% | 12.40% | 18.00% | n/a |
| All rates are displayed with the APR (Annual Percentage Rate) | ||||||
Used: 5 Years & Older
Effective Date: October 18, 2023
| Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
|---|---|---|---|---|---|---|
| 36 Months | 8.00% | 9.50% | 12.75% | 15.45% | 17.25% | 18.00% |
| 48 Months | 8.20% | 9.45% | 12.95% | 15.70% | 17.50% | 18.00% |
| 60 Months | 8.60% | 9.70% | 13.00% | 15.95% | 17.75% | 18.00% |
| All rates are displayed with the APR (Annual Percentage Rate) | ||||||
Credit Score Table
| Credit Score Grade | Credit Score Range |
|---|---|
| A+ | 720 and Up |
| A | 685 - 719 |
| B | 655 - 684 |
| C | 620 - 654 |
| D | 585 - 619 |
| E | 584 or Less |
***All loans subject to credit approval.
***Your APR may vary based on your creditworthiness and length of time financed (term).
Rates and terms subject to change without notice.