Vehicle Loans
Looking to get behind the wheel of a new or new-to-you car or truck? Macon-Bibb Employees CU offers low rates and flexible terms to help you enjoy the ride!
New/Current Year (Under 15,000 Miles)
Effective Date: October 18, 2023
Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
36 Months |
5.25% |
5.25% |
5.69% |
13.15% |
15.15% |
17.00% |
48 Months |
5.40% |
5.40% |
5.89% |
13.40% |
15.40% |
17.50% |
60 Months |
5.40% |
5.40% |
6.00% |
13.60% |
15.90% |
17.90% |
66 Months |
5.50% |
5.50% |
7.35% |
12.10% |
16.15% |
n/a |
72 Months |
5.75% |
5.75% |
8.10% |
12.35% |
16.40% |
n/a |
84 Months |
6.50% |
6.50% |
9.00% |
13.90% |
16.90% |
n/a |
All rates are displayed with the APR (Annual Percentage Rate) |
Used: 1 & 2 Years
Effective Date: October 18, 2023
Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
36 Months |
5.50% |
5.50% |
7.65% |
11.15% |
14.75% |
17.85% |
48 Months |
5.50% |
5.50% |
7.80% |
12.00% |
15.00% |
17.90% |
60 Months |
5.75% |
5.75% |
7.85% |
12.85% |
15.25% |
18.00% |
66 Months |
6.00% |
6.00% |
8.15% |
13.02% |
15.60% |
n/a |
72 Months |
6.65% |
6.65% |
8.65% |
13.85% |
15.85% |
n/a |
All rates are displayed with the APR (Annual Percentage Rate) |
Used: 3 & 4 Years
Effective Date: October 18, 2023
Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
36 Months |
6.75% |
6.85% |
9.10% |
10.90% |
17.00% |
17.90% |
48 Months |
7.05% |
7.15% |
9.30% |
11.10% |
17.25% |
17.90% |
60 Months |
7.25% |
8.65% |
9.85% |
11.35% |
17.85% |
18.00% |
66 Months |
7.75% |
9.15% |
10.00% |
12.40% |
18.00% |
n/a |
All rates are displayed with the APR (Annual Percentage Rate) |
Used: 5 Years & Older
Effective Date: October 18, 2023
Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
36 Months |
8.00% |
9.50% |
12.75% |
15.45% |
17.25% |
18.00% |
48 Months |
8.20% |
9.45% |
12.95% |
15.70% |
17.50% |
18.00% |
60 Months |
8.60% |
9.70% |
13.00% |
15.95% |
17.75% |
18.00% |
All rates are displayed with the APR (Annual Percentage Rate) |
Credit Score Table
Credit Score Grade | Credit Score Range |
A+ |
720 and Up |
A |
685 - 719 |
B |
655 - 684 |
C |
620 - 654 |
D |
585 - 619 |
E |
584 or Less |
APPLY ONLINE
***All loans subject to credit approval.
***Your APR may vary based on your creditworthiness and length of time financed (term).
Rates and terms subject to change without notice.