Other Collateral Loan Rates
New 1 & 2 Model Year
Effective Date: March 22, 2023
| Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
|---|---|---|---|---|---|---|
| 36 Month | 8.00% | 8.00% | 9.25% | 12.25% | 15.00% | 16.75% |
| 48 Month | 8.10% | 8.10% | 9.35% | 12.35% | 15.10% | 17.75% |
| 60 Month | 8.15% | 8.15% | 9.55% | 12.65% | 15.25% | 18.00% |
| 66 Month | 8.25% | 8.25% | 9.55% | 12.75% | 15.25% | n/a |
| 72 Month | 9.10% | 9.10% | 10.65% | 13.35% | n/a | n/a |
| 84 Month | 10.00% | 10.00% | 11.50% | 13.95% | n/a | n/a |
| All rates are displayed with the APR: Annual Percentage Rate. | ||||||
3 and Older Model Year
Effective Date: March 22, 2023
| Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
|---|---|---|---|---|---|---|
| 36 Month | 9.00% | 9.00% | 12.00% | 12.00% | 17.75% | 17.95% |
| 48 Month | 8.85% | 8.85% | 12.10% | 12.10% | 17.85% | 18.00% |
| 60 Month | 9.05% | 9.05% | 12.30% | 13.40% | 18.00% | 18.00% |
| 66 Month | 9.05% | 9.05% | 12.30% | 13.50% | 18.00% | n/a |
| 72 Month | 9.85% | 9.85% | 13.40% | 14.10% | n/a | n/a |
| All rates are displayed with the APR: Annual Percentage Rate | ||||||
Signature/Unsecured Loan Rates
Effective Date: January 2016
| Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
|---|---|---|---|---|---|---|
| 36 Month | 9.00% | 10.00% | 12.00% | 15.00% | 17.00% | 18.00% |
| 48 Month | 10.00% | 11.00% | 13.50% | 16.50% | 17.50% | n/a |
| All rates are displayed with the APR: Annual Percentage Rate | ||||||
Share Secured Loan Rates
Effective Date: June 1, 2020
| Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
|---|---|---|---|---|---|---|
Dividend Rate + 3.00% (.25% rate reduction for payroll deduction or direct deposit still applies) | ||||||
| All rates are displayed with the APR: Annual Percentage Rate. All loans subject to credit approval. Restrictions apply. Contact credit union for full details. | ||||||
Credit Score Table
| Credit Score Grade | Credit Score Range |
|---|---|
| All loans subject to credit approval. Restrictions apply. Contact credit union for full details." and “Competitive Rate Adjustments: Secured Loans only - AVP and above authorization = down to 25bp below base rate. | |
| A+ | 720 and Up |
| A | 685 - 719 |
| B | 655 - 684 |
| C | 620 - 654 |
| D | 585 - 619 |
| E | 584 or Less |