Other Collateral Loan Rates
New 1 & 2 Model Year
Effective Date: March 22, 2023
Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
36 Month |
8.00% |
8.00% |
9.25% |
12.25% |
15.00% |
16.75% |
48 Month |
8.10% |
8.10% |
9.35% |
12.35% |
15.10% |
17.75% |
60 Month |
8.15% |
8.15% |
9.55% |
12.65% |
15.25% |
18.00% |
66 Month |
8.25% |
8.25% |
9.55% |
12.75% |
15.25% |
n/a |
72 Month |
9.10% |
9.10% |
10.65% |
13.35% |
n/a |
n/a |
84 Month |
10.00% |
10.00% |
11.50% |
13.95% |
n/a |
n/a |
All rates are displayed with the APR: Annual Percentage Rate. |
3 and Older Model Year
Effective Date: March 22, 2023
Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
36 Month |
9.00% |
9.00% |
12.00% |
12.00% |
17.75% |
17.95% |
48 Month |
8.85% |
8.85% |
12.10% |
12.10% |
17.85% |
18.00% |
60 Month |
9.05% |
9.05% |
12.30% |
13.40% |
18.00% |
18.00% |
66 Month |
9.05% |
9.05% |
12.30% |
13.50% |
18.00% |
n/a |
72 Month |
9.85% |
9.85% |
13.40% |
14.10% |
n/a |
n/a |
All rates are displayed with the APR: Annual Percentage Rate |
Signature/Unsecured Loan Rates
Effective Date: January 2016
Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
36 Month |
9.00% |
10.00% |
12.00% |
15.00% |
17.00% |
18.00% |
48 Month |
10.00% |
11.00% |
13.50% |
16.50% |
17.50% |
n/a |
All rates are displayed with the APR: Annual Percentage Rate |
Share Secured Loan Rates
Effective Date: June 1, 2020
Term | A+ (720 and Up) | A (685 - 719) | B (655 - 684) | C (620 - 654) | D (585 - 619) | E (584 or Less) |
Dividend Rate + 3.00% (.25% rate reduction for payroll deduction or direct deposit still applies) |
All rates are displayed with the APR: Annual Percentage Rate. All loans subject to credit approval. Restrictions apply. Contact credit union for full details. |
Credit Score Table
Credit Score Grade | Credit Score Range |
All loans subject to credit approval. Restrictions apply. Contact credit union for full details." and “Competitive Rate Adjustments: Secured Loans only - AVP and above authorization = down to 25bp below base rate. |
A+ |
720 and Up |
A |
685 - 719 |
B |
655 - 684 |
C |
620 - 654 |
D |
585 - 619 |
E |
584 or Less |