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Rates

Loan Rate Schedule - Other

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Other Collateral Loan Rates

New 1 & 2 Model Year
Effective Date: January 2016
TermA+ (720 and Up)A (685 - 719)B (655 - 684)C (620 - 654)D (585 - 619)E (584 or Less)
36 Month 5.75% 5.75% 7.25% 10.25% 13.00% 14.75%
48 Month 5.85% 5.85% 7.35% 10.35% 13.10% 15.75%
60 Month 6.05% 6.05% 7.55% 10.65% 13.25% 16.75%
66 Month 6.05% 6.05% 7.55% 10.75% 13.25% n/a
72 Month 6.85% 6.85% 8.65% 11.35% n/a n/a
80 Month 8.00% 8.00% 9.50% 12.75% n/a n/a
All rates are displayed with the APR:  Annual Percentage Rate.

3 and Older Model Year
Effective Date: January 2016
TermA+ (720 and Up)A (685 - 719)B (655 - 684)C (620 - 654)D (585 - 619)E (584 or Less)
36 Month 6.50% 6.50% 8.00% 11.00% 13.75% 14.75%
48 Month 6.60% 6.60% 8.10% 11.10% 13.85% 15.75%
60 Month 6.80% 6.80% 8.30% 11.40% 14.00% 16.75%
66 Month 6.80% 6.80% 8.30% 11.50% 14.00% n/a
72 Month 7.60% 7.60% 9.40% 12.10% n/a n/a
80 Month 8.75% 8.75% 10.25% 13.50% n/a n/a
All rates are displayed with the APR:  Annual Percentage Rate

Signature/Unsecured Loan Rates
Effective Date: January 2016
TermA+ (720 and Up)A (685 - 719)B (655 - 684)C (620 - 654)D (585 - 619)E (584 or Less)
36 Month 9.00% 10.00% 12.00% 15.00% 17.00% 18.00%
48 Month 10.00% 11.00% 13.50% 16.50% 17.50% n/a
All rates are displayed with the APR:  Annual Percentage Rate

Share Secured Loan Rates
Effective Date: June 1, 2020
TermA+ (720 and Up)A (685 - 719)B (655 - 684)C (620 - 654)D (585 - 619)E (584 or Less)
Dividend Rate + 3.00% (.25% rate reduction for payroll deduction or direct deposit still applies)
All rates are displayed with the APR:  Annual Percentage Rate. All loans subject to credit approval. Restrictions apply. Contact credit union for full details.

Credit Score Table
Credit Score GradeCredit Score Range
All loans subject to credit approval. Restrictions apply. Contact credit union for full details." and “Competitive Rate Adjustments: Secured Loans only - AVP and above authorization = down to 25bp below base rate.
A+ 720 and Up
A 685 - 719
B 655 - 684
C 620 - 654
D 585 - 619
E 584 or Less