BACK TO REGULAR HOURS: Effective June 1, 2021 our branch hours will be Monday, Wednesday, Thursday and Friday 9am to 5pm; and Tuesday 9am to 2pm.

ANNUAL MEETING: The Annual Meeting for Macon-Bibb Employees Credit Union will beĀ  held at the Elaine Lucas Senior Center on July 29, 2021 at 6pm. To ensure the safety of all attending members face masks are required.

NOTICES: Please read important information here regarding transaction fees, website usage, Board of Directors nominations and American Income Life. Please read Operational Changes in Response to COVID-19 here.

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Share Secured Loans

Home > Loans > Share Secured Loans

Share Secured Loans

Our Share Secured Loans offer an option to borrow against your savings account at Macon-Bibb Employees CU. You will enjoy a low fixed rate on your loan and can use the money for any purpose.

Share Secured Loan Rates
Effective Date: June 1, 2020
TermA+ (720 and Up)A (685 - 719)B (655 - 684)C (620 - 654)D (585 - 619)E (584 or Less)
Dividend Rate + 3.00% (.25% rate reduction for payroll deduction or direct deposit still applies)
All rates are displayed with the APR:  Annual Percentage Rate. All loans subject to credit approval. Restrictions apply. Contact credit union for full details.